Your Financial Advisor

Your Plan, Your Life

Comprehensive financial planning can feel like a daunting task. At Ceremian Financial, my team aims to create a plan that is simplified and actionable.

Moshe Alpert, CFP® – Financial Advisor and Managing Director at Northwestern Mutual

Moshe Alpert

Managing Director · Northwestern Mutual

CLU®, CFP®, ChFC®, RICP®, AEP®

Together, we can help you achieve your dreams. With more than two decades of experience, I work alongside my team at Ceremian Financial to deliver a simplified, actionable financial plan — one built around your life, not a template.

As a Managing Director at Northwestern Mutual, I bring access to institutional-grade resources, a deep fiduciary commitment, and a personalized approach that addresses every dimension of your financial life.

Whether you're planning for retirement, protecting your family, or growing your wealth, I look forward to helping you get there.

Designations

Credentials & Expertise

CLU®

Chartered Life Underwriter

CFP®

Certified Financial Planner

ChFC®

Chartered Financial Consultant

RICP®

Retirement Income Certified Professional

AEP®

Accredited Estate Planner

What We Offer

How We Can Help

01

Financial Planning

Comprehensive, personalized plans that clarify your path and simplify complex decisions.

02

Wealth Management

Disciplined investment management aligned with your goals, timeline, and risk tolerance.

03

Retirement Planning

Strategies to build income security and financial independence throughout retirement.

04

Insurance & Risk Management

Life, disability, and long-term care solutions that protect your family and legacy.

05

Estate & Legacy Planning

Thoughtful strategies to transfer wealth efficiently and leave a lasting legacy.

06

Business Planning

From business succession to key-person coverage, comprehensive solutions for business owners.

Northwestern Mutual

The Northwestern Mutual Difference

No. 1

Best life insurance company for consumer experience, 2024 (NerdWallet)

Top 10

One of the Top U.S. Independent Investment Broker-Dealers

$9.2B

In dividends expected to be paid in 2026

A++

Highest financial strength ratings from all four major rating agencies (AAA, Aa1, AA+)

Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries. Rankings and ratings based on publicly available data.

Let's Connect

Ready to Start the Conversation?

Ceremian Financial

Ceremian Financial

A fiduciary financial Firm by Moshe Alpert. Advice built on experience. Wealth built for generations.

Northwestern Mutual Wealth Management Company

Connect

718-644-1594

445 Central Ave, Ste 204

Cedarhurst, NY 11516

info@ceremianfinancial.com

Ceremian Financial by Moshe Alpert is a marketing name used for doing business as a representative of Northwestern Mutual Wealth Management. The information provided on this website is for general informational purposes only and should not be construed as investment, tax, or legal advice, or as a recommendation to buy, sell, or hold any security. Past performance is not indicative of future results. All investing involves risk, including the potential loss of principal. Please consult with a qualified professional before making any financial decisions.

Securities and mutual fund orders can only be placed by phone or in person. Orders sent electronically—including via email, mobile, or other online platforms—will not be processed. Electronic communications sent to us constitute consent for two-way electronic communication. If you receive communications in error, please contact the sender immediately and delete all copies.

Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company (NM) (offering life and disability insurance, annuities, and life insurance with long-term care benefits) and its subsidiaries, including Northwestern Long Term Care Insurance Company (NLTC) (long-term care insurance), Northwestern Mutual Investment Services, LLC (NMIS) (investment brokerage services, registered investment adviser, broker-dealer, and member FINRA and SIPC), and Northwestern Mutual Wealth Management Company® (NMWMC) (investment advisory and trust services, a federal savings bank). NM and its subsidiaries are headquartered in Milwaukee, WI.

Moshe Nison L. Alpert uses Ceremian Financial as a marketing name for doing business as a representative of Northwestern Mutual. Ceremian Financial is not a registered investment adviser, broker-dealer, insurance agency, or federal savings bank. Moshe Nison L. Alpert is a District Agent of NM, an Agent of NLTC, a Registered Representative of NMIS (for investment brokerage services), and an Advisor of NMWMC (for investment advisory services). Managing Directors are not in legal partnership with each other, NM, or its subsidiaries.

The products and services referenced are offered and sold only by appropriately appointed and licensed entities, financial advisors, and representatives. Financial advisors, representatives, and their staff may not represent all entities listed or provide all products or services discussed. Availability of products and services varies by state. Not all Northwestern Mutual representatives are Advisors; only those with the title "Advisor" or who disclose their NMWMC status are credentialed to provide investment advisory services.

For information regarding Northwestern Mutual Wealth Management Company, its services, fees, and potential conflicts of interest, refer to the applicable disclosure brochures before investing. To obtain copies of these brochures, contact your representative.

Moshe Nison L. Alpert is primarily licensed in New York and may be licensed in other states.

License Information: CA License: 0M21420. Certified Financial Planner Board of Standards, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States. Individuals who meet initial and ongoing certification requirements are authorized to use these marks.

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